S_J_ WACKER wrote:

> Every year USAA sends me a check in excess of $500, They have been doing
> this for as long as I have been a member (over 30 years). They
> "voluntarily" established a "subscribers savings account" when I joined.
> Funds that are not needed each year are set aside to my SSA, which cannot
> exceed a set amount, I get a check for the excess.

SJ,
So you're being overcharged for your insurance, and get excited when
they rebate part of your money, which they probably don't pay you any
interest for using all year? Wish I could get a few thousand folks to
send me $500 to hold for a year, which I could then return to them. I
could live very nicely off the interest.
Larry