<have my motor home insured with Progressive. Great insurance as long as
you do not need it. I struck an on object and cracked the rear cap.>

Insurance companies are so despicable, it makes me sick. I have insurance with Geico, never had a problem, but then my last claim was in 1991 for a rock to the windshield. I have NO tickets and NO accidents, yet I pay a ridiculous amount. I also have my motorcycle insurance through Geico, and I recently sold my old Suzuki GS850G (1981) and bought a 1994 Yamaha Virago 1100. A newer and more powerful bike, yet the premium dropped by $10.00/year! Go figure. My former neighbor worked for State Farm, and one time we got into a huge debate when she said that knock off parts were every bit as good as OEM parts. As a former owner of a 1967 Mustang, and having purchased both OEM Ford parts and  foreign made  repro parts for that car, the OEM parts were far superior-and usually 3-4 times as much-but they FIT.  I told her to save her State Farm training propaganda for some one else, I'll never believe it.    Jeff