

| Subject: | Insurance and credit checks |
| From: | Gregory Smith |
| Date: | Fri, 7 Feb 2003 21:19:58 -0800 |
John Brush <jbrush@AROS.NET> wrote: "Not sure if it matters, but it really bugs me. Here in Utah, if you ask for an insurance quote, the law says that you have given permission to the insurance company to do a credit check on you. I am told that every time someone checks your credit, your rating drops. Kind of prevents me from shopping around very much for an insurance quote." -------- Actually although they do check, it doesn't count against you. The list of recent inquiries to your credit only show on the version available to you and do not affect your rating or index. A nice side affect is every time it's checked, you are entitled to a free copy. And it's usually a phone call away. Always nice to see who's been impersonating you. My insurance agent told me they have figured that your credit rating is a more accurate way to rate you as a risk. Then he said my index was better than his! :) Gregory Smith '84 Vanagon Olympia, WA __________________________________________________ Do you Yahoo!? Yahoo! Mail Plus - Powerful. Affordable. Sign up now. http://mailplus.yahoo.com
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