FWIW, just received my updated B of A credit card terms.

No buyer protection for anything purchased outside your home state or 100
mile radius of your mailing address.

Note: This is Bank of America's new policy. If other banks haven't already
done this, they probably will follow suit.

I see this as a substantial change that will really cause problems for
innocent buyers that will now be somewhat at the mercy of dishonest sellers.
I say "somewhat" because I guess you don't have to buy anything with a
credit card over 100 miles from your home, but for those of us that do, it
represents the loss of a safety net for the buyer.

Be careful out there,
Greg
86 Westy Syncro