That's the bad thing here in Canada too. Even it's not your fault for the
accident, your pemium will go up because your insurance pays for the repair
on you car. This is the so called no fault insurance. Bad for you, good for
the so poor insurance companies who made here last year aprofit of only 2.5
billion $. Let go the hat around and collect some change for them.

Hartmut

----- Original Message -----
From: David Brodbeck <gull@GULL.US>
To: <vanagon@GERRY.VANAGON.COM>
Sent: Sunday, March 21, 2004 1:41 AM
Subject: Re: auto accidents in europe? fish

> On Sat, 20 Mar 2004, Jonathan Farrugia wrote:
>
> > i will contrast this with what is the general flow of things in my
> > location (michigan) in the united states.
>
> > the insurance companies then use
> > this official police report to work out the details of who or who's
> > insurance company pays what to cover the costs of the accident and
> > subsequent auto repairs.
>
> Not entirely true, I don't think...Michigan is a no-fault state, so I
> think your insurance always pays to fix your car, regardless of who the
> police say is at fault.
>
>
> David Brodbeck, N8SRE
> '82 Volkswagen Diesel Westfalia
> '86 Volvo 240DL wagon